Downloaded my LexisNexis consumer risk report this evening. 104 pages of information, with 204 telematic records for my AT4, dating from January 25th to March 8th. I opted out of Smart driver a week or so a go so GM has another 2 weeks of data that presumably hasn’t been handed over to LexisNexis yet. I hope that opting out will prohibit them from providing any more data to LexisNexis, but it might only mean they can’t continue to collect data. The record source for all of the telematic data is listed as General Motors Holdings.
One of the things that bothered me most about smart driver, other than the obvious, is that they called out hard accelerations and hard braking's without ever clarifying how those are measured. One of the oddities I noticed in my report is that some of the instances of acceleration events and hard braking events are shown as -1. Leaves me wondering what a -1 means.
Another thing that struck me as odd is that the records are not in calendar order. For example, record 78 took place on 2/26, record 79 on 1/31, and record 80 on 2/10. Leads me to believe GM likely dumps the data in batches.
Other than the telemetric data there's a lot of information about where I’ve lived and credit inquiries, but nothing else that I wouldn’t have assumed is already out there.